The short answer is no: you won't go to jail for not paying your debts in Canada. It depends on where you live, but in Wisconsin, the district attorney does not prosecute anything in civil court. If you owe the money, the creditor can sue you and your lawyer and the creditor's attorney will argue before the judge. However, if you don't owe the money, it could be a scam.
As with most scams, it's generally best to tell them (very politely and calmly, of course) that you can't afford to pay off the debt and hang up the phone. Be careful when providing your bank information to a payday lender, as they will have access to the funds in your account. If someone contacts you claiming to be an officer from Lehigh County, Pennsylvania, and tells you that an arrest warrant will be issued against you if you don't immediately pay off an old payday loan debt, it is likely a scam. If you are unable to repay the debt despite your best efforts, it is recommended that you speak with a local bankruptcy attorney. If you really didn't pay back a quick loan, you may be sued and the court creditor can garnish your wages. It is important to research any payday loan company before providing them with your bank information.
Make sure that they are legitimate and that their website is secure. Additionally, be aware of any threats of check fraud or other criminal charges if you are unable to pay back the loan. Payday loans are generally short-term loans with high interest rates that must be paid back on the next payday. If you are already having trouble making ends meet because of debt, think carefully about the long-term consequences of applying for a payday loan. Some customers have reported receiving phone calls from a collection agency threatening to go to jail for not paying payday loans. If someone contacts you claiming to be an officer from Lehigh County, Pennsylvania, and tells you that an arrest warrant will be issued against you if you don't immediately pay off an old payday loan, it is likely a scam.
Be sure to research any payday loan company before providing them with your bank information. Additionally, be aware of any threats of check fraud or other criminal charges if you are unable to pay back the loan. Payday loans can be tempting when faced with financial hardship, but it is important to consider the long-term consequences of taking out such a loan. If someone contacts you claiming to be an officer from Lehigh County, Pennsylvania, and tells you that an arrest warrant will be issued against you if you don't immediately pay off an old payday loan, it is likely a scam. Be sure to research any payday loan company before providing them with your bank information and always be aware of any threats of check fraud or other criminal charges if you are unable to pay back the loan. If someone contacts you claiming to be an officer from Lehigh County, Pennsylvania, and tells you that an arrest warrant will be issued against you if you don't immediately pay off an old payday loan, it is likely a scam.
Be sure to research any payday loan company before providing them with your bank information and always be aware of any threats of check fraud or other criminal charges if you are unable to pay back the loan. Additionally, consider speaking with a local bankruptcy attorney if all other options have been exhausted.
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